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Do you take insurance?

Yes, I do. I take almost all Blue Cross/Blue Shield plans. For most other insurances (Medica, Health Partners, etc) the coverage for my services would be “Out of Network.” This means that a deductible might need to be met before a percentage of my fee would be covered. The best way to find out if your insurance would cover my services is to call the number on the back of your insurance card.

What do I ask my insurance company when I call the number on my card?

Here are some helpful questions to ask to find out what your coverage for my services would be:
~ Do I have outpatient mental health benefits with this policy?
~ If not, have mental health benefits been “carved out” to another insurance group?
~ Is Julia Clowney, who is an LICSW at River City Clinic “in network”?
~ If not, do I have “out of network” benefits that would cover her services?
~ Do I need a referral or authorization in order to see her?
~ How much is my deductible? How much of that has been met so far?
~ Do I have a co-pay or co-insurance? (The CPT code for a 50-minute session is 90806).

What are your fees?

River City Clinic’s senior clinician rates — the first session is $250 and the regular therapy sessions are $170.